Call/Text: 661.993.6214    Email: joel.kalmus@yahoo.com
Short Sale Specialist

 SHORT SALE . . . YOUR WAY OUT OF FORECLOSURE

These days you may hear the term "short sale" being thrown around quite frequently by homeowners.  Some might be saying that a short sale on their home proved to be a lifesaver, and helped them pull their finances out of the water.  At the same time, you might also hear others state that even though they tried their best, ultimately the deal fell through. 
WHETHER POSITIVE OR NEGATIVE, SHORT SALES ARE DEFINITELY CREATING A BUZZ IN THE MARKETPLACE.  AREN'T YOU CURIOUS TO FIND OUT WHY??
 
WHAT IS A SHORT SALE?
 
A short sale is when your current mortgage lender agrees to accept a payoff of your mortgage for less than currently owed. A recent hardship may have resulted in your inability to keep your payments current and your subsequent decision to sell your home. Declining real estate values now present further challenges as many homeowners have found the value of their home is not enough to pay off the mortgage in full. Faced with options including non-payment of your mortgage, foreclosure or bankruptcy, a short sale may be the best solution for both you and the lender. As the mortgage crisis widens most lenders are more ready than ever to settle your obligations for less than you owe as a way to avoid the costly foreclosure process.
 
 
 WHO SHOULD CONSIDER A SHORT SALE?
 
Are your mortgage payments too high?
 
Do you want lenders to stop calling?
 
Do you owe more than your house is worth?
 
Do you want to dispose of your debt?
 
Do you want to minimize damage to your credit?
 
Have you suffered a loss of income?
 
Is your mortgage going to be adjusting soon?
 
Do you want to sell your house but there is not enough equity?
 
Do you want to avoid foreclosure and get a fresh start?
 
 
 
If any of these situations apply to you, contact us immediately and we will help you explore your options to determine if a short sale is right for you. Let the experts at The Kalmus Group help you make the right decision. We have the experience and want to help.  As always, if it turns out that a short sale is your best option, my representation of your home is FREE!
 
 
DEFAULT SITUATIONS ARE
TIME SENSITIVE.
 
 AVOIDING OR IGNORING THE SITUATION IS SIMPLY UNWISE.
 
CALL TODAY!
(661) 993-6214

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RE/MAX of Santa Clarita
27720 Dickason Drive • Valencia, CA 91355
Call/Text: 661.993.6214 • Email: joel.kalmus@yahoo.com
CalBRE # 01400259


Santa Clarita ValleyValenciaSaugus


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